Rent Vs. Own

Are you renting?

Your monthly mortgage payment below is based on a 30 year term with a 3.875% interest rate.



Monthly Mortgage Payment

VS.


Monthly Rent Payment

Get A List of Off-Market Properties That Fits Your Criteria

Click Here

Properties in Sherman Oaks below $850,00


Rosalyne Cohen

Rosalyne Cohen
REALTOR®

Company JohnHart Real Estate
DRE 01973657

About Rosalyne Cohen

I have been specializing in Residential Real Estate for the past 10 years and have gained an extensive amount of knowledge while the market has seen both highs and lows. As a dedicated realtor, my job is to pay attention to my clients' needs and educate them about the Real Estate market. I search for the perfect home that fits my clients' needs and negotiate the best possible terms. Nothing satisfies me more than seeing the smile that comes from finding the finest house my clients can call home. My gratification stems from knowing I have done all I can to make positive changes within people’s lives.

As your Real Estate agent, you can count on me to give you the necessary expertise, the right guidance, and the best service available, whether that’s selling your home, finding you the home of your dreams or the loan to make that happen. I have the necessary experience to see you through your home buying and selling process. There's no substitute for expertise. I invite you to use mine to assist you in buying or selling a home. Let my knowledge of Real Estate work for you. No one knows your neighborhood better than me. For a personal consultation on the current real estate market and an analysis of your home, please contact me at 818-826-9086 or email me at rosalynehomes@gmail.com

My Credentials

-Certified International Property Specialist (CIPS)
-Accredited Buyer's Representative Designation


Benefits of Buying Real Property

There are wide array of benefits for buying real property. From social to economic, and even political, benefits of owning real property can't be easily counted. Real property offers an anchorage to family geographic zoning. Owners enjoy the benefits of forming closer connections with their community, through local businesses, schools, worship places and neighbors.

As always, economic benefit is a good starting point. Did you know that by paying $900/month rent you are throwing away $54,000? Yes, rent is a waste of money. Rent can't be even claimed in tax returns. In contrast, monthly payments towards mortgage payment plan will expand homeowners' wealth as equity is created. Moreover, buying a real property increases credit rating through regular payment history and location security. Even more, real property buyers can claim interest in their yearly tax returns (consult a tax expert for more details).

On the political level, homeowners exercise more influence on political decision makers. Because most county and state profits are based on real property taxes, politicians answer demands of property owners before renters (who are usually relocating). For example, when the financial crisis struck the U.S. markets in middle of 2007, the federal government quickly enacted laws to protect property owners. The same issue played a crucial role in 2008 Presidential elections.

In addition to economic and political benefits, real property buyers enjoy better social standings. Because property owners are more constraint to move, they form social networks with their local community. Neighbors invite each other for birthdays and other events. Housewives form local groups to help raise the children of the community. Even in safety, most communities utilize local neighborhood watches to keep crime level at a low level.

Finally, by buying a real property, individuals achieve the American Dream. Thanks to the U.S. government system, ownership rights are at the foundational core of the United States. A sense of accomplishment and satisfaction beholds property owners as they are free to express themselves within their own castles. Buying real property is as simple as desires of potential buyers.

This information is an estimate and for research purposes only. The estimate is based on prevailing rates typical in the industry and your own input concerning salary and assets, which JohnHart has no way of verifying. The estimate does not purport to include every potential expense involved in purchasing a home (including but not limited to taxes and HOA fees) which can vary widely by property and location. Neither JohnHart nor any of its affiliates make any warranties or guarantees in any way about the likelihood of obtaining a loan for a house and on what terms (if at all) a prospective buyer may be able to obtain a loan. Prospective buyers must consult a lender for qualification and for terms of qualification according to a buyer’s financial situation at the time and the property sought. This information only represents an estimate based on average financial terms prevailing at the time and may be different from what you see from a lender depending on, amongst other things, your individual financial situation and time period during which you seek a loan.